Financial and wellbeing support
Support when employers and employees need it most
Our range of group protection products are designed to provide financial and emotional support during sickness and bereavement. Our products can help employers assist their employees with a range of additional wellbeing support included as standard.
Group Life Insurance
Pays out to the loved ones of an employee who dies whilst covered by the policy. Valuable emotional and practical support through an Employee Assistance Programme is included at no extra cost.
Group Critical Illness Cover
Pays a tax-free lump sum if an employee is diagnosed with a specified critical illness. Includes access to a range of practical, emotional and medical support.
Group Income Protection
Provides a regular income if an employee cannot work because of long-term sickness or injury. Early intervention services and rehabilitation support can be provided to help employees back to work sooner.
Spark: Your digital home for health and wellbeing
Spark is our all-in-one single point of access that empowers everyone to take charge of their health and wellbeing– whether that be physical, mental, family, financial and legal – with a wider range of services than ever before.
Ill health early retirement benefit
Designed to provide financial protection against the unexpected costs of a pension scheme member retiring early because of ill health.
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Suitable for most Group Life Assurance and Group Income Protection schemes insuring three employees or more.
Flexible and Voluntary benefits
By offering a range of group protection benefits to choose from, employees can create a personal package to suit their needs.