Eligibility

Can we quote?

Our Online Quote and Buy system can quote on group life and group income schemes that fit the below criteria.

  1. For all online quotes

    • The quote is for 10 - 250 employees.
    • There are up to four categories (groups of employees who have the same cover).
    • No employees work on offshore oil rigs or are permanently based overseas.
    • The employer doesn’t currently self-insure any of the benefits.
    • There have been no more than two claims on existing or previous policies in the last five years.
    • The employees details you’re using for the quote are less than three months old.
    • The cover is open to new employees – it will cover any new eligible employees.

  2. For group life assurance quotes

    • None of the employees are currently insured under a Group Life Assurance Benefit or Dependants’ Pension policy with us.
    • Before we set up your policy, you will need to have a scheme to which we can pay claims.
    • No individual's benefit is more than £3million.
    • None of the employees are absent from work for three months or more because of a life threatening condition.

  3. For group income protection quotes

    • None of the employees are currently insured under a Group Income Protection policy with us.
    • No individual's benefit is more than £350,000

If any statement is not true, please give us a call. We should be able to give you a quote, we’ll just need a bit more information.

You can use Online Quote and Buy straight away if you have registered before. If not, you’ll need to register first.