Eligibility
Can we quote?
Our Online Quote and Buy system can quote on group life and group income schemes that fit the below criteria.
-
For all online quotes
- The quote is for 10 - 250 employees.
- There are up to four categories (groups of employees who have the same cover).
- No employees work on offshore oil rigs or are permanently based overseas.
- The employer doesn’t currently self-insure any of the benefits.
- There have been no more than two claims on existing or previous policies in the last five years.
- The employees details you’re using for the quote are less than three months old.
- The cover is open to new employees – it will cover any new eligible employees.
-
For group life assurance quotes
- None of the employees are currently insured under a Group Life Assurance Benefit or Dependants’ Pension policy with us.
- Before we set up your policy, you will need to have a scheme to which we can pay claims.
- No individual's benefit is more than £3million.
- None of the employees are absent from work for three months or more because of a life threatening condition.
-
For group income protection quotes
- None of the employees are currently insured under a Group Income Protection policy with us.
- No individual's benefit is more than £350,000
If any statement is not true, please give us a call. We should be able to give you a quote, we’ll just need a bit more information.
You can use Online Quote and Buy straight away if you have registered before. If not, you’ll need to register first.