Nigel: I’ve lived in this beautiful Cottage with my wife Jenny for close on twenty years now. Jenny has her workroom at one end and I have my office at the other where I sit and write scripts and books and…produce films from.
We hadn’t done an awful lot to sort our future out, we had an interest only mortgage and there was a large amount of money owing. As for savings we didn’t have any.
Jenny: We wanted more than anything to be allowed to stay here without any worry.
Nigel: I first read about the lifetime mortgages in a newspaper and I thought hello!...this looks interesting, so I went online and did a bit more research…and contacted an adviser who could take us through the process and link us up with Legal & General.
There was a concern which was how would our children feel about this. They were immediately on our side…
Nigel: … they felt that that would be ideal, a weight off their minds, a weight off our mind, and they said “go for it Dad, go for it Mum”.
Everyone was very supportive, knowledgeable, clear and took us through the process in a nice, easy smooth way.
Jenny: And since our children are so happy about it, it feels that we don’t have to worry about anything anymore.
Nigel: Used to wake up in the morning with this terrible gloom thinking where am I going to put my books? Where am I go to put my files? What about all this lovely furniture? It was…I couldn’t deal with it, it really was doing me in.
Jenny: Anyway, what he does now...ehh, when he gets worried or anything like that he reads the letter from Legal & General...(ehh your firm)
Nigel: I do I keep it in my desk and I get up in the morning and I read the first line of the three paragraphs and go Wow, Wooow, this is so… wonderful!
Jenny: Since we have the lifetime mortgage we feel relaxed. We are not worried anymore, we feel safe.
Nigel: It’s a lovely thing.