Skip to main content

Document library

This section contains important information about the Mastertrust Scheme. The Scheme documents should be read before making the decision to transfer your pension pot into the Mastertrust Scheme.

Must Read

Taking money from my PensionOpens in new tab

A guide to taking cash lump sums and income payments when you transfer into the Mastertrust Pension Access Scheme.

pdf: 606 kb
Member bookletOpens in new tab

Outlines how the scheme works.

pdf
Investment guide

Explains the basics of investing along with detailed information about all of the investment funds that you can choose to invest in and their charges.

Uncrystallised Drawdown Application FormOpens in new tab

Application form for members taking combined tax-free cash from their AVC/ASC/M Plan Funds and DB Pension and transferring all remaining uncrystallised AVC/ASC/M plan funds to the MTPAS.

pdf: 161 kb
Uncrystallised Drawdown Process FAQOpens in new tab

FAQ for members taking combined tax-free cash from their AVC/ASC/M Plan Funds and DB Pension and transferring all remaining uncrystallised AVC/ASC/M plan funds to the MTPAS.

pdf: 772 kb
Uncrystallised Drawdown Process FlowOpens in new tab

Explains the process for members taking combined tax-free cash from their AVC/ASC/M Plan Funds and DB Pension and transferring all remaining uncrystallised AVC/ASC/M plan funds to the MTPAS.

pdf: 100 kb
IBM Mastertrust Decision Tree flyerOpens in new tab

Helping you decide your Mastertrust retirement options.

pdf: 864 kb

Supporting information

Online quote request form

When you're confident that you understand your options, you can request a quotation and transfer application be sent to you by completing this form. 

Nomination of beneficiary formOpens in new tab

Simply log in to Manage Your Account and click on Nominate Beneficiaries.

Tax year rates and allowances guideOpens in new tab

This covers allowances which apply to saving for retirement.

pdf: 572 kb
Trust Deed and RulesOpens in new tab

This covers how the Trustees manage the Mastertrust Scheme, including how they make decisions, the Trustees’ powers and members’ entitlements.

pdf: 432 kb