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Create your future with the Aberystwyth University Pension Plan

Where do you fit in our 4 step pension journey?

We want to help you make a positive difference to your life no matter what stage you’re at.

Step 1: Joining

You’ve been enrolled or joined the Aberystwyth University Pension Plan. Find out more about:

  • Auto enrolment
  • Contributions and tax
  • How your pension is invested
  • Opting out

Step 2: On your way

Now you’re saving for your future, you should think about:

  • Investing and managing your pension savings
  • Bringing your pension savings together
  • Using our range of tools to help you plan for the future
  • Nominating a beneficiary

Step 3: Getting there

You’re 10 years or less from retirement. It is time to make sure your plans are on track:

  • Your options for taking your money
  • How long your pension savings will need to last
  • Reviewing your investment choices
  • Checking your State retirement age

Step 4: Arriving

You’re retiring within the next 12 months and starting to finalise your plans:

  • Planning your retirement
  • Investment decisions at retirement
  • Are you ready to retire?
  • Your State Pension

Your welcome video

Welcome to your new Aberystwyth University Pension Plan. Your pension is an important part of saving for your future, and it’s a smart move too. Watch your welcome video below to find out more.

Video transcript (PDF 126KB)


Additional support

Helping people navigate later life care

Finding and paying for care is a deeply personal experience – everyone's needs are different. Our friendly and helpful Care Concierge team aim to understand your specific situation and requirements, and help you work out what your options are. Our Care Concierge service is available to you at no cost, so that you can benefit from extensive access to our care experts.

Worried about retirement?

If you're aged 55 or over, our retirement advice service could help you make the most out of your pension savings.

mother and child using laptop

Helpful resources

Planning tools

Our planning tools can help you manage your pension pot. They're here to help you make decisions and work out what's right for you.

Responsible investing

Find out how our investment management business incorporates a responsible investing approach, considering environmental, social and governance (ESG) issues in their investment process.

Manage Your Account

If you want to make changes to your plan, you can do this by logging in to Manage Your Account. You’ll also be able to contact us through our Secure Message Centre.

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Get in touch

If you need help, you can call or email us (please note call charges will vary, we may record and monitor calls)