Costs

The amount you pay for advice with LV= will depend on how complex your requirements are. Your LV= adviser will be able to discuss the options available and you can then decide if you want to proceed.

You only commit to paying fees if you agree to the advice services offered, and an adviser will provide you with details on how and when the fee will be charged.

Legal & General do not earn any fees from the introduction.

How can I pay for these fees?

If you decide to take advantage of the advice service, you and LV= will agree on how to pay for it.

Depending on your scheme rules,  you can ask us to facilitate payment of your adviser charge by deducting the value directly from your pension pot. We’ll then pay this amount to your adviser’s firm.

This is called a facilitated adviser charge and you must have enough money in your pension pot to pay for this. The facilitated adviser charge is not available to fund ongoing advice.

Our Facilitated adviser charge guide contains more information.