Buildings Insurance

• Standard option provides buildings cover for houses or bungalows built after 1849, of standard construction and with up to five bedrooms, up to a limit of £500,000.
  
  
• If this is not suitable, cover may be arranged for a specified rebuilding cost under the Select option.

Optional extended accidental damage cover is available at an additional cost.

Additional benefits include:

• Home emergency cover: Up to £150 for call out charges, labour, parts and materials required for immediate repairs to the property, mains services and central heating if an emergency occurs.
  
  
• Costs of alternative accommodation up to £50,000.
  
  
• Accidental breakage of fixed glass and fixed sanitaryware.
  
  
• Property owners’ liability up to £2 million.
  
  
• Accidental damage to underground pipes and cables serving the property.
  
  
• Garden damage: The cost of re-landscaping gardens damaged by the fire brigade whilst combating a fire.
  
  
• Cost of tracing and accessing leaks up to £5,000.

Home emergency cover is underwritten by Europ Assistance Limited.