The Portfolio Bond
As you are all too aware, in the world of investment, not all clients are the same and one size does not fit all.
For all of those who already like our Portfolio Bond, we’ve kept the best features and for new clients, we’ve added some interesting new ones, including a choice of charging structures.
A Portfolio Bond with a range of charging structures:
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Standard
Pay charges* upfront. No early surrender charges, flexible and has an added loyalty bonus.
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Initial charge
Pay charges* over five years of investment. A higher rate of allocation than the initial charge option. Also includes a loyalty bonus.
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High allocation
Pay charges* over the first seven years of investment. Has the highest allocation rate of the 3 options so your client’s initial investment buys more units.
Except for ongoing fund charges (AFCs, and additional expenses for internal funds) which are the same for each charging option.
Here is a range of literature that highlights the new features and benefits of our new Portfolio Bond.
New index-tracking funds
