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Term Assurance.
- A long term plan designed to pay out a lump sum if your client dies within the plan term.
- The lump sum amount and period of cover can be chosen by the client to suit their needs.
- Terminal Illness Cover is included at no extra cost.
- Premiums guaranteed throughout the policy term.
- Flexibility to choose joint or single cover.
- Critical Illness Cover available as an option for an additional cost.
- If critical illness cover is taken as an option there is a choice between guaranteed and reviewable premiums.
Limitations and exclusions apply.
Products Within The Range
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Term Assurance for Family Protection
- The sum assured remains the same throughout the policy term.
- The benefit paid out can be used to help maintain family lifestyle and help with financial difficulty if the client dies.
- Offers flexibility - where cover can be increased during the policy term without any further underwriting. Terms and conditions apply.
Limitations and exclusions apply.
Term Assurance for Mortgage Protection
- Choice between level or decreasing cover
- Free life cover available at no extra cost between exchange and completion (or conclusion of missives in Scotland).
- SmoothMove – moving day rescue cover – included at no extra cost if the policyholder is moving house.
Limitations and exclusions apply.
Term Assurance for Business Protection
- A policy designed to pay out a cash lump sum if a business would be unable to trade in the event of a director, partner or key person falling terminally ill, or dying.
- Can be used to cover a business loan.
- Decreasing cover is available for loan cover.
- Premiums are guaranteed throughout the policy term.
- Cover can be increased during the policy term without any further underwriting. Terms and conditions apply.
- Consider Key Person Protection if continuation planning is needed.
- Consider Partner/Director Share Protection if succession planning is needed.
Limitations and exclusions apply.
Need more information?
Key documents
Business Protection Key Features (W11349)
PDF: 1.65MB
PDF: 1.65MB
OLP Connect Data Application Form (W11904)
PDF: 2.43MB
PDF: 2.43MB
Protection
