What is it?

• A plan designed to help financially protect your client’s family.
• Pays out the sum assured on death or diagnosis of a terminal illness of the life assured during the term of the policy.
• The sum assured remains the same throughout the policy term.
• Critical illness cover available as an option for an additional cost.
• Split sums assured available if critical illness option is selected.
• If critical illness cover is taken as an option there is a choice between guaranteed and reviewable premiums.
• Other options which can be chosen at outset for an additional cost are waiver of premium benefit and indexation.
• Cover can be increased during the policy term without any further underwriting. Terms and conditions apply.

Limitations and exclusions apply.

Consider if:

You have clients who

• Have dependants. The benefit paid out can be used to help maintain family lifestyle and help with financial difficulty if your client dies.
• Need confidence in that cover stays level throughout policy term.
• Want flexibility - where cover can be increased during the policy term without any further underwriting. Terms and conditions apply.

Full product details Term Assurance