Credentials and financial strength.

Quality protection

We’ve got over 175 years of experience in financial services.

• Over 175 years of experience - founded in 1836
• over 20 years of selling critical illness cover
• we know our business inside out.

That’s why you can rely on our expertise.

Our sales teams are dedicated to helping you boost your income.

With the help of our protection development and retention tools you can:

• sell more;
• earn more;
• keep more business on your books.

We’re dedicated to keeping our prices competitive.

We regularly review our prices and frequently reprice to make sure we stay competitive and keep offering great value.

With protection prices falling, customers are getting better value for money; we’ll help you help them take advantage of it.

Around 75% of online protection applicants receive a decision immediately.

When you use the interactive underwriting route on OLP Connect, our end-to-end online protection and general insurance application system.

Our underwriting team has over 200 members across six UK sites.

That means faster policy issue and a more efficient service for you and your clients.

You can expect fair, competitive and transparent decisions from our underwriters.

They aim to be the best in the business. They’ll visit you face-to-face if necessary, and assess the right information to make the right decision at the right time.

When you call our MUTAL phone line, we can advise on whether an application is likely to be accepted, rated, postponed or declined.

Award-winning service from our dedicated protection team.

• See our full list of accolades.
• We encourage your clients to talk to us openly and we listen to what they have to say.
• Your clients talk to us about sensitive subjects – so we talk to them as individuals.
• We promise not to confuse your client with insurance jargon.