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Life insurance calculator.

Our life insurance calculator will help you decide how much level term life insurance you may need. Enter the sums below and press 'calculate' to work out how much life cover you may need.

Lump sum for your dependants

How much would your dependents need to continue the lifestyle they are used to in the event of your death? Think about how much you earn and how long you need the cover for. Ignore costs that will cease upon death, as well as mortgage or other outstanding loans or debts. Enter the total amount here.


Outstanding mortgage or loans

What is the total amount of any outstanding mortgages or loans that will not be paid off in the event of your death? This should include all unprotected mortgages or debts.


Other outstanding debts

Do you have any other outstanding loans or debts not already covered? Enter the total amount here.




Education costs

If you would like to provide education costs for your children please enter the total amount here.




Funeral expenses

If you would like to cover your funeral expenses please enter the total amount here.




Other expenses

If you would like to cover any other expenses please enter the total amount here.




Existing life insurance and savings

If you have existing life cover that you intend to continue, and it may help to cover some of the things above, how much in total would it pay out in the event of your death? This should include any death in service provided by your employer. Please note, you should always check the terms of your existing policies to make sure they meet your protection needs. This does not include any plans that are already being used to protect other commitments.





The amount of level term life cover you may need is:



Please note, the recommended sum assured is an illustration only of the amount of life cover you may need. This is based on the information you have provided and should not be taken as a recommendation or advice. Should you apply for a life insurance policy your application will be subject to underwriting.

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