New improved rates.

Now is a great time to start your Over 50s Life Insurance Plan as we've improved our rates giving you more cover for your money and added peace of mind. Premiums start from just £8 a month depending on your age.

The Fixed Plan.

When you think about your hopes and dreams for your loved ones, wouldn't it be great to leave them a useful cash sum when you're no longer around? The Fixed Plan offers:

  • Premiums from £8 a month (depending on age)
  • Fixed monthly premiums that never change
  • Guaranteed acceptance with no medical or health questions to UK residents aged 50 to 80

Learn more about the Fixed Plan.

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The Increasing Plan.

If you're worried about the effects of inflation in future, this could be the plan for you. The plan is reviewed each year in line with the changes in the Retail Prices Index (RPI) to help protect your cash sum against inflation in future. The Increasing Plan offers:

  • Premiums that start from £8 a month (depending on age)
  • Guaranteed acceptance with no medical or health questions to UK residents aged 50 to 80

Learn more about the Increasing Plan.

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Over 50s life insurance plans.

Why choose us?

  • Guaranteed acceptance to UK residents aged 50 to 80
  • A choice of Over 50s Life Insurance Plans - Fixed Plan or Increasing Plan
  • We are the UK's No. 1 Term Assurance Provider*
  • We've won numerous awards in recent years for our protection business

*Swiss Re Term & Health Watch Report 2012 based on new individual term assurance sales in 2011.

Our gift to you

    Free voucher 
Please read the voucher terms and conditions.

A choice of plans

The Fixed Plan
Pays a cash sum if you die after two years which can be used by your family to help towards any unpaid bills or leave a gift to your grandchildren. Premiums start from £8 a month - depending on age. Read more about the Fixed Plan.

 

The Increasing Plan
Pays a cash sum if you die after two years, but your cash sum is reviewed each year in line with the change in RPI to help make sure it keeps pace with inflation. Read more about the Increasing Plan. 

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Over 50s FAQs

If you have any questions about our Over 50s Life Insurance Plans you may find the answer in our FAQs section.

Insured Funeral Plan

The Insured Funeral Plan will cover the cost of a traditional cremation funeral. It's also reviewed each year in line with the change in the Retail Prices Index to keep pace with inflation.

Wake up call?

If you died or had to stay off work due to long term sickness, injury or critical illness, could you survive financially for more than 19 days? Calculate your deadline to the breadline.