Worried about rising costs?

If you want a plan that keeps pace with inflation, the Increasing Plan could be just what you're looking for. It's reviewed each year in line with the Retail Prices Index. 

Premiums start from as little  £5 a month!

Over 50s Life Insurance

Leave your loved ones a cash sum when you die. This can be used by them to pay for funeral expenses, unpaid bills or even as a small gift to your grandchildren.

The Fixed Plan
The Fixed Plan allows you to budget with confidence as the premiums and cash sum are fixed and will never increase once the plan starts. Plus premiums start from as little as £5 a month.

The Increasing Plan
If you want your cash sum to keep up with the cost of living, the Increasing Plan is a great way to do this as it's reviewed each year in line with the Retail Prices Index (RPI). Premiums start from just £5 a month. Premiums increase by 1.5% for each 1% increase in your cash sum.
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The Insured Funeral Plan

We've teamed up with Dignity to bring you the Insured Funeral Plan. If you want to know your funeral costs are covered, the Insured Funeral Plan could be just what you're looking for. It will cover the costs of a traditional cremation funeral, helping to ease the financial burden on your family at a difficult time.

The Insured Funeral Plan is reviewed each year in line with the Retail Prices Index (RPI), so this plan keeps pace with inflation as long as you accept any increases in premiums on the basis of 1.5% for each 1% increase in the cash sum.
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Get a quick quote

Use our Quick Quote tool and after just 3 questions we'll show how much cover you can expect to receive from us.
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Which plan?

If you're not sure which Over 50s Life Insurance Plan is best for you, use our Help Me Choose tool and we'll help you find the plan that suits your needs.
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Over 50s life insurance cover

Why choose us?

  • Our plans offer guaranteed acceptance with no medical or health questions
  • We offer a choice of three great Over 50s Life Insurance Plans. Fixed Plan, Increasing Plan and Insured Funeral Plan.
  • We are the UK's No. 1 individual Protection Provider*
  • We've won numerous awards in recent years for our protection business

*Swiss Re Term & Health Watch Report 2011.

Compare our Plans

You can compare our three plans side by side and get a quick glance of how they differ from one another.
Compare our Over 50s Life Insurance Plans

Get a quote

If you already know which plan you need you can get a quick quote today and be covered in minutes.

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Over 50s FAQs

If you have any questions about our Over 50s Life Insurance Plans you may find the answer in our FAQs section.

Over 50s Plans vs Life Insurance

If our Over 50s Plans are not right for you, you can still apply for our Life Insurance products, including level term assurance and mortgage term assurance.

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