Portfolio Plus Trustee Investment Plan.

The current minimum initial investment is £25,000.

Trustees can make up to 9 additional lump sum contributions of at least £10,000 each in to one plan.

Up to 12 fund switches can be made free of charge in a 12 month period.

Penalty free withdrawals of up to 10% of the investment's value may be taken each year.

Remember, the value of investments can go down as well as up and is not guaranteed.

 Access to over 300 funds from 40 fund managers.

Our Annual Management Charge (AMC) is taken from the accumulated fund.  Current rates are 0.6% for the first £25,000 and 0.1% for the slice of fund value over £25,000.

Rates can be increased by up to 0.5% depending on how you want to be remunerated.

There’s an additional temporary Annual Management Charge (AMC) of 1% for the first five years after the payment of each lump sum investment.

The Fund Management Charge (FMC) is taken from each fund and is reflected in the unit price. Current rates range from 0.15% to 2.81% each year and depend on each fund.

We invest 100% to 105% of each investment, depending on the commission taken.

There’s an additional charge of £12 for a fund switch above the total allowed in a year.

Please note all of the above charges can be varied, but we will give advance notice before we make any changes.