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Am I eligible for automatic enrolment?

For automatic enrolment, employees fall into three categories depending on age and salary. Employees who already belong to a qualifying workplace pension scheme are not eligible for automatic enrolment.

Here’s a table to show which category you could fall into:

EARNINGS AGE
16 - 21 22 - State pension age State pension age - 74
Less than or equal to £5,876 Entitled worker
Over £5,876 and up to £10,000 Non-eligible jobholder
£10,000+ Non-eligible jobholder Eligible jobholder Non-eligible jobholder

Eligible jobholder

Eligible jobholders will be automatically enrolled into their workplace pension scheme.

If you choose to remain in the scheme, you will benefit from contributions from your employer. You will both need to meet the minimum contribution levels.

If you've previously opted out of the scheme, you will be re-enrolled again every three years if you are still eligible.

Non-eligible jobholder

Non-eligible jobholders will not be automatically enrolled into their workplace pension scheme but can ask to join.

If you opt to join the scheme, you will benefit from contributions to your pension from your employer. You will both need to make minimum contributions.

Entitled workers

Entitled workers will not be automatically enrolled into their workplace pension scheme but can apply to join a company pension scheme.

Your employer will contact you to give you the opportunity to join a pension scheme but is not obliged to contribute on your behalf.

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