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Portfolio Plus Trustee Investment Plan.
Investment flexibility
With a selection of over 300 funds from more than 40 fund managers, our single premium investment policy offers a broad choice of investments, whatever your attitude to risk and reward. The plan also provides the flexibility to adapt to your investment strategy, with the option to make up to twelve fund switches free of charge within a twelve month period.
| Flexible investment options | The current minimum initial investment is £25,000. You can make up to 10 separate lump sum contributions of at least £10,000 each into one plan. Up to 12 fund switches can be made free of charge in a 12 month period. Penalty free withdrawals of up to 10% of the investment's value may be taken each year. | ✓ |
| Wide range of funds | Access to over 300 funds from 40 fund managers. Remember, the value of investments can go down as well as up and is not guaranteed. | ✓ |
| Charging structure | Our Annual Management Charge (AMC) is taken from the accumulated fund. Current rates are 0.6% for the first £25,000 and 0.1% for the slice of fund value over £25,000. There’s a temporary additional Annual Management Charge (AMC) of 1% for the first five years after the payment of each lump sum investment. The Fund Management Charge (FMC) is taken from each fund and reflected in the unit price. Current rates range from 0.15% to 2.81% each year and depend on each fund. We invest 100% to 105% of each investment. There’s an additional charge of £12 for a fund switch above the total allowed in a year. Please note all of the above charges can be varied, but we will give advance notice before we make any changes. | ✓ |
You need to know
The law and tax rates may change in the future and the value of tax relief will depend on individual circumstances.
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