Small Self Administered Scheme.

Unique investment opportunities

A SSAS can have a maximum of 11 members and offers investment opportunities not available through other types of pension. It's ideal for family controlled or small businesses looking to make better use of their pension scheme. You’ll benefit from the usual tax relief on contributions, tax-free growth, and tax-free lump sum on retirement.

Product features
Diverse range of investment options

With a Legal & General SSAS you have the opportunity to:

  • Purchase your company (or other) business premises
  • Borrow up to 50% of the SSAS net assets
  • Lend your business up to 50% of the SSAS net assets
  • Invest up to 5% of the SSAS net value in your company shares
  • Reallocate assets to other members without re-registration
  • Invest in our wide range of insured funds
  • Invest in a wide range of other assets including securities, deposits and collectives

Please visit our document library for further information

Remember  the value of investments can go down as well as up and is not guaranteed.

Flexibility at retirement

As with most other pension schemes, you'll be able to buy an annuity. But you'll also have the option to take:

  • Capped drawdown
  • Flexible breakdown
  • Scheme pension

Any money invested in the plan is tied up until members take their benefits.

Clear charging structure

Please note all of the above charges can be varied, but we'll give advance notice before we make any changes.

You need to know

The law and tax rates may change in the future and the value of tax relief will depend on individual circumstances.


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