Get a quote

Get a free personalised quote

How it works

About you

Answer a few questions about your pension savings and the options you’d like a quote on

Your health

If you apply for a Pension Annuity, we might be able to pay you a higher income if you have a health or lifestyle condition; simply give us a few details

Our guarantee

Your quote, unless we tell you otherwise is guaranteed for 45 days. Follow the email link we send you to access your online account

Comparison

If you apply for a Pension Annuity, we will search the full annuity market to obtain the best annuity quote for your needs and health status

Shop around

Make sure you shop around and consider your options. Then if you decide to pick us, you can apply online.

Before you apply

We can give you an online quote if...

You have a defined contribution pension pot.
Your pot is at least £10,000 after any tax free cash is taken.
Details of your medical conditions, including dates of diagnosis, dates of treatment and prescribed medication.
You're aged between 54 years 11 months and 84 years 9 months.
You're happy to get your quote online or by telephone, not by post.

You also need to know

If your pension provider offers a Guaranteed Annuity Rate, a Guaranteed Minimum Pension, or any other valuable benefits you may lose these by moving your pension pot from them.
Always compare what we can offer with what income amounts are available from other providers.
Your choices may affect your income for the rest of your life and you can’t change your options later.
We strongly recommend seeking financial guidance or advice.

Ready for a quote?

If you know what you want and have your paperwork to hand, it only takes about 15 minutes to get an online annuity quote.

If you prefer to talk to someone, our UK based Customer Services Team will be pleased to give you a quote over the phone on 0800 024 6943.

Continue to quote

Need some help?

Shop around before buying a retirement product. Other providers might offer a higher income or better options. You should use guidance and advice to make the right choice.

Retirement guidance

Pension Wise from MoneyHelper

If you're over 50 you can get guidance from the government's free and impartial service to help make your money and pension choices clearer.

The availability of appointments can vary between a few days and several weeks, so if you need guidance, it's a good idea to book an appointment now:

0800 138 3944

Monday to Friday 9am to 5pm.
Calls may be recorded and monitored.

Speak with us

Our colleagues are always happy to help with your annuity questions or to help you apply for an annuity quote.

Get financial advice with HSBC

HSBC’s financial advice could help you plan ahead by thinking about your finances now, to shape the future you're looking for.

If you would like a personalised recommendation on your retirement planning or other aspects of your financial life, such as protecting your family to managing and growing your wealth.