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You can only get a later life mortgage through a specialist adviser. Later life mortgage advisers are experts who have passed detailed, professional exams, meaning they can look at your situation and work out if it's right for you.

They'll also help you compare different options, complete an application, and because you will need independent legal advice, help you find a solicitor too.

You must get advice Legal & General can help you understand if a Legal & General later life mortgage is the right option for you. If Legal & General don't have the right product for you, they also have access to the whole lifetime mortgage market. 

You can use your own adviser, or if you don't have one you can find a qualified adviser in your area by visiting the Equity Release Council or Unbiased websites.

If you already know Legal & General, then we hope you'll know we're a company you can trust and that we're committed to helping you plan and build a secure financial future.

Established in 1836, Legal & General is one of the UK's leading financial service groups and a major global investor, with international business in the US, Europe, Middle East and Asia.

We've lent over £6.58 billion and helped over 116,000 customers get a later life mortgage.

We're always looking for new ways to help people lead a better retirement. We create products that work and that actually meet your needs as they change during your retirement.

We take your security and happiness very seriously: we only offer our later life mortgages through fully qualified financial advisers.

That's why we believe Legal & General is a natural choice, particularly if you want to repay your interest-only mortgage, or borrow money for another reason, with one of our later life mortgages.

You should consider if there are cheaper ways for you to borrow money.