Later-life lending is an umbrella term for any property-backed finance aimed at the over 55s. Later-life lending includes retirement interest-only mortgages and lifetime mortgages (equity release). It offers a way for someone to stay in their home while funding other projects or passions, for example, or by paying off an interest-only mortgage.
As with all mortgages, later-life lending is a big decision that often involves the whole family. Please contact your referral partner for more information on commission rates.*
You’re not an expert in later-life lending.
A lender is not available to you directly.
The permissions you’ve been given through your network mean you can’t advise your client directly.
Your professional indemnity policy doesn’t cover later-life lending.
Referring your client will better help you meet consumer duty regulations.
Why refer with us
Referral Pro simplifies the referrals process, making it easy for you uncover new referral opportunities, expand your offering and help more clients achieve their financial goals.
Each of our partners is a known industry expert, checked by us before inclusion in this service. Each operates under a contractual ‘no cross / repeat sale’ policy, protecting your business and income streams. And some are rated 'Advisers Choice' by advisers like you to reflect good experiences.
1Average commission for this referral area has been calculated by adding the average adviser pay away for all referral partners and dividing them by the number of partners. Averages are taken for the previous 12-month period and were correct at the time of publishing on: 01/03/2024.
Refer client now
Earn commission on specialist finance, conveyancing, insurance and more. Just fill in the form and your chosen referral partner will be in touch soon.
This website is designed to help professional mortgage and financial advisers diversify and develop their business, and shouldn't be relied on by private investors, customers or any other persons. It remains the responsibility of the regulated firm or adviser using this service to select the partner they wish to work with, assess any client fees and commissions and to agree terms of business and or contracts directly with them. It is also the adviser’s responsibility to make sure that the information and/or advice provided by Legal & General’s referral partners provide is accurate and in line with FCA (Mortgages and Home Finance) conduct-of-business rules and guidance. If you’re unsure, you can contact our support team at referralpartnerservices@landg.com
Advisers who are employed, are an appointed representative of a network and/or have contracts in place with any party linked to Legal & General who also have an interest in these referral areas should check their permission to use this service before engaging with any of our referral partners.
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This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.
