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L&G’s annuities hub
Hopefully our annuities YouTube series answered some of your questions. You can find more helpful content and tools below.
Meet Barry and John
Barry, planning his retirement
Barry is starting to explore what his retirement income options could be as he approaches 55. He used our annuity calculator and liked the look of the sort of income an annuity could provide but sat down with John to learn more.
John, our annuities expert
John has led the technical and regulatory team that supports L&G’s Retail Annuities business since 2019. He and the team make sure that all our annuity-related products and services, plus our Lifetime Care Plan, always stay in line with all relevant regulations.
Watch our full annuities series
What is an annuity? | Annuities Explained /
What are the types of annuity? | Annuities Explained /
Annuity vs Drawdown | Annuities Explained /
UK annuity rates explained | Annuities Explained /
How is my annuity calculated? | Annuities Explained /
How do I buy an annuity? | Annuities Explained /
Learn more about annuities
Pension Annuity guides
Our annuity guides homepage brings together our helpful hub of annuity content to answer the most popular annuity queries.
Joint life annuity
How does joint life annuity work and what are the advantages? Find out more with our simple guide to understanding joint annuity pension.
What happens to an annuity when you die?
Learn what happens to your annuity when you die with Legal & General's simple to read guide.
Enhanced annuities explained
Learn about enhanced annuities and how your medical history could secure you a better annuity rate. Read our simple guide to find out more and improve your financial future.
Getting an annuity quote online
Learn all about annuity quotes and how to get an annuity quote in minutes with our helpful guide.
What are fixed term annuities?
A fixed term annuity pays a guaranteed retirement income for a specific period of time. We help you understand whether a fixed annuity is right for you.
Guaranteed annuity rates
A guaranteed annuity rate (GAR) is an annuity rate written into your pension policy that your provider has to offer you. We explore how GARs work.
What is an annuity?
What is an annuity? We explain what annuity means and if an annuity is a good idea for you.
How do annuities work?
Many people are looking for reliable ways of funding their later years. Perhaps you want to make sure the bills are covered for the foreseeable future. Maybe you’d like to fund those trips you’ve always dreamed of taking, or that hobby you’ve always loved so much. Or you might just want to top up your income when you switch to working part time.
Types of annuity
There are several types of annuity including fixed, variable, deferred and immediate. Find out which annuity type might be right for you.
Annuity vs drawdown – what's the difference?
Many of us have spent the last few decades planning and carefully saving for the things that are important to us, whether that’s life’s luxuries, our mortgages and bills, or our plans for the future. As we get older we might have different priorities, but our financial planning for retirement should be just as important.
What are the latest annuity rates?
Annuity rates in the UK have risen in the last few years. Is now the best time to buy an annuity? We look at what this means for your retirement income.
How much does an annuity cost; £100k, £300k and £500k pension pots
What annuity can you buy with a £30k, £100k and £500k pension pot? We look at these examples and more.
Guide to buying an annuity
Deciding that an annuity’s the right choice for you is only the beginning. You still need to look around, find the right one and then buy it. We’re going to give you some key pointers to help you do just that.
Try our simple, practical tools
Get more guidance or advice
Making well-informed decisions about how to finance your retirement is important so it’s worth shopping around and making use of the guidance and advice services available:
Retirement guidance
Pension Wise from MoneyHelper
The government’s free and impartial service, offering guidance to make money and pension choices clearer for over 50s.
To find out more or book an appointment online click below or call.
0800 011 3797
Monday to Friday, 9am to 5pm.
Calls may be recorded and monitored.
Speak with us
Our colleagues in Cardiff are always happy to answer your questions or tell you about our retirement income products.
0800 048 2446
Monday to Friday
9am to 5pm
We may record and monitor calls.
Retirement advice
Retirement Advice Service from Legal & General
Our advisers are experts in retirement regulated by the Financial Conduct Authority, so you can trust them to provide impartial advice and a personal recommendation that’s right for you.
0808 304 9312
Our team is available between 9.00am and 5.00pm, Monday to Friday. Calls may be monitored and recorded.
Meet our annuity experts
