Extra income for health risks.

Annuity Plus

If you smoke, are underweight or overweight, or you have been diagnosed with Type 2 diabetes, high blood pressure or high cholesterol then you could qualify for extra income with Annuity Plus.

Call us on 0800 048 0302 to see if we could offer you more income from your annuity for life.

You’ll just need to answer a few simple questions over the phone about these lifestyle health risks, and we can give you an instant quote. Our Annuity Plus health questionnaire (PDF: 266KB) will give you an idea of the questions we'll be asking and the information we need for each of the risks.

Read more about these five common health risks below:

Smoking

• 21% of men and 20% of women are smokers. Action on Smoking and Health, 2012
• In 2010, men smoked on average 14 cigarettes a day, compared with 12 for women.
  Action on Smoking and Health, 2012
• Smoking is an underlying cause of many medical conditions. If you have smoked 10 or more cigarettes a day for at least the last 10 years, you could qualify for extra income. 

Type 2 diabetes

• Since 1996 the number of people diagnosed with diabetes has more than doubled and by 2025 it is estimated that over five million people will have diabetes. Diabetes UK, 2012
• Around 90% of all adults in the UK with diabetes have Type 2 diabetes. It is often associated with obesity and more common in older people. NHS, 2013
• If you have been diagnosed with Type 2 Diabetes by your doctor and even if your condition is controlled by diet alone, you may still qualify. 

High blood pressure

• High blood pressure is blood pressure that is consistently at or above 140/90 mmHg. Blood Pressure Association, 2013
• 32% of men and 30% of women have high blood pressure. The only way to know if you have the condition is to have your blood pressure regularly measured. BPA, 2013
• If your doctor diagnoses you as having high blood pressure and prescribes drugs for your condition then you may qualify for extra income. We'll just need a recent blood pressure reading from you. 

High Cholesterol

• The Government recommends that cholesterol levels should be less than 5mmol/L.
  On average, men in England have a cholesterol of 5.5mmol/L and women have a level of 5.6mmol/L. NHS, 2013   
• Cholesterol levels generally rise with age. Men are more likely to have high cholesterol.
• If your doctor diagnoses you as having high cholesterol and prescribes drugs for your condition then you may qualify for extra income. We’ll just need a recent cholesterol reading

High or Low Weight (Body Mass Index)

• BMI stands for Body Mass Index. It gives you an idea of whether you're underweight, overweight or ideal weight for your height. If your BMI is outside of the ideal range, health risks may increase. British Heart Foundation, 2013
• In adults, a BMI over 25 means that a person is considered to be overweight. A BMI of 30 or more means that a person is considered to be obese. NHS, 2013
• In the UK, between 6 and 7 out of 10 men have a BMI over 25. This figure is between 5 and 6 out of 10 for women. Around 1 in 4 men and women in the UK have a BMI of 30 or above. Patient.co.uk, 2013 
• You may qualify for extra income if your BMI score is above a certain level. You could also qualify if your BMI score indicates you're underweight.

Your choice

Health information

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