If you decide to add a spouse (or partner's) pension to your annuity, you could be offered extra income as a result of their health risks and medical conditions.
If you smoke, are underweight or overweight, or you have been diagnosed with diet controllable Type 2 diabetes, high blood pressure or high cholesterol then you could qualify for extra income with Annuity Plus.
You’ll just need to answer a few simple questions over the phone about these lifestyle health risks, and we can give you an instant quote. Our Annuity Plus health questionnaire (PDF: 271KB) will give you an idea of the questions we'll be asking and the information we need for each of the risks.
It’s important that you provide us with accurate answers to our Annuity Plus health questions to ensure that you’re paid the right income. We may request a report from your doctor and if this doesn’t support the information you have provided to us, then your income may be reduced and at worst, you may receive our lowest standard annuity rate. We’ll then recover any overpaid amounts from you.
Call us on 0800 048 0302 to see if we could offer you more income from your annuity for life.
Read more about these five common health risks below:
More income doesn’t mean less choice. If you do qualify for extra income as a result of one or more health risks, you will still have all the same annuity options available as you would when buying our standard Pension Annuity (except for yearly RPI increases).
Buying an annuity is an important one-off decision so it is important to take the opportunity to get more from your annuity when it is available.
Monday to Friday, 9am to 5pm
We may record and monitor calls. Call charges will vary.
Our Pension Annuity helps you to plan for your future with the certainty that your income will never fall.
We could offer you extra income from our Pension Annuity if you suffer or have previously suffered from one or more qualifying medical conditions.
Register today and let us help you take the next steps to a healthier lifestyle. Create your personal 12-week plan focussed on helping to improve your health.