Annuity calculator.


You can use our annuity rates calculator to get an idea of the level of income we could offer you from our Pension Annuity based on the size of your pension fund (after any tax-free cash has been paid).  

You can also use this pension annuity calculator to see how adding different options such as an increasing income, a minimum payment guarantee period or spouse's pension can affect your income.

Simply provide a few basic details including your age, gender and fund size, and then click on 'Calculate my annuity income'. Your income will initially be based on the payment options which provide you with the highest income but you can experiment with different options by selecting any of the alternative choices shown and clicking 'Update my annuity'.

Our calculator is for guidance only and the incomes shown aren't guaranteed. We may be able to offer you more income (than indicated by our annuity calculator) when you call us for your quote, if one or more qualifying health risks or medical conditions apply. These are our enhanced annuity rates.


You will need to have Adobe Flash Player installed on your computer in order to use our online annuity calculator. This calculator enables you to compare how different annuity options and payment choices affect the income available from your annuity.

For your guaranteed annuity quote or to see if we could offer you extra income based on your health,
please call our Annuity Solutions team on 0800 197 0731.

Alternatively, you may like to read more about our Pension Annuity options.

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Enhanced annuity

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Income comparison tables

You can buy your annuity from any provider. See how we compare by visiting the Money Advice Service's independent website.