Fund risk rating category | Fund name | Fund code | ABI sector | Fund specific risks | IMC | AE | FMC |
---|---|---|---|---|---|---|---|
1 | L&G PMC Cash G28 | B6L2 | Deposit & Treasury | 3, 13, 39, 62 | 0.12% | 0.00% | 0.12% |
6 | L&G PMC Over 5 Year Index Linked Gilts Index G28 | NRC2 | UK Index-linked Gilts | 2, 3, 14, 23, 39, 62 | 0.07% | 0.00% | 0.07% |
4 | L&G PMC AAA-AA-A Corp Bond All Stocks G28 | NRB2 | Sterling Corporate Bond | 2, 3, 39, 62 | 0.14% | 0.00% | 0.14% |
6 | L&G PMC UK Equity Index Fund G28 | NRE2 | UK All Companies | 1, 6a, 39, 62 | 0.07% | 0.00% | 0.07% |
5 | L&G PMC World (Ex-UK) Equity Index Fund G28 | NRD2 | Global Equities | 1, 5, 6a, 22, 39, 62 | 0.09% | 0.00% | 0.09% |
6 | L&G PMC UK Smaller Companies G25 | B1GY | UK Smaller Companies | 1, 8, 39, 62 | 0.25% | 0.05% | 0.30% |
5 | L&G PMC North America Equity Index Fund G28 | NRF2 | North America Equities | 1, 5, 6a, 22, 39, 62 | 0.07% | 0.00% | 0.07% |
5 | L&G PMC Japan Equity Index Fund G28 | NRH2 | Japan Equities | 1, 5, 6a, 22, 39, 62 | 0.10% | 0.00% | 0.10% |
6 | L&G PMC Asia Pacific (ExJap) Dev Equity Index G28 | NRG2 | Asia Pacific excluding Japan Equities | 1, 5, 6a, 22, 39, 62 | 0.10% | 0.00% | 0.10% |
6 | L&G PMC Global Emerging Markets Index Fund G25 | B6HY | Global Emerging Markets Equities | 1, 5, 6a, 10, 39, 62 | 0.25% | 0.00% | 0.25% |
4 | L&G PMC Multi-Index (Risk Profile 3) Fund G25 | BS9Y | Volatility Managed | Not available | 0.34% | 0.00% | 0.34% |
4 | L&G PMC Multi-Index (Risk Profile 4) Fund G25 | BT0Y | Volatility Managed | Not available | 0.34% | 0.00% | 0.34% |
4 | L&G PMC Multi-Index (Risk Profile 5) Fund G25 | BT1Y | Volatility Managed | Not available | 0.34% | 0.00% | 0.34% |
5 | L&G PMC Multi-Index (Risk Profile 6) Fund G25 | BT2Y | Volatility Managed | Not available | 0.34% | 0.00% | 0.34% |
5 | L&G PMC Multi-Index (Risk Profile 7) Fund G25 | BT3Y | Volatility Managed | Not available | 0.34% | 0.00% | 0.34% |
Fund specific risks
Each number relates to a risk associated with that fund, and this section contains descriptions of those risks.
There are some numbers missing from this list. Although Legal & General applies these risks to a range of funds, only the risks that might apply to the funds in this guide are shown in this list.
- 1 - Equities
- 2 - Fixed interest securities
- 3 - Risk of issuer becoming less secure
- 4 - Sub-investment grade
- 5 - Currency changes
- 6a - DERIVATIVES: in relation to funds using derivatives for “EPM” purposes
- 6b - DERIVATIVES in relation to funds using derivatives for “investment”
- 7 - Derivative counterparty risk
- 8 - Smaller companies
- 9 - Limited holdings
- 10 - Emerging markets
- 11 - Market sector
- 12 - Property
- 13 - Money market
- 14 - Few bond issuers
- 15 - Exclusions
- 22 - Stock lending
- 23 - Inflation and index linked instruments
- 24 - Pre-retirement funds
- 25 - Exchange traded funds
- 30 - Retirement income drawdown
- 36 - Exclusion of companies who do not meet LGIM’s standards in accordance with LGIM's climate impact pledge
- 37 - Turnover
- 38 - Commodities
- 39 - Portfolio diversification
- 41 - Infrastructure
- 42 - Real estate
- 43 - Private companies
- 60 - Targeted absolute return funds
- 61 - Reinsurance credit risk
- 62 - Delayed repayment
Changing where your pension savings are invested
You can change where your pension savings are invested at any time: Log in to Manage Your Account. You can see the different funds and change the way your pension savings are invested.