Need more help?
If you have any problems or want to talk to us about your pension plan, please contact us. We'd love to help.
Create your future with the Network Rail Defined Contribution Pension Scheme (NRDC)
Where do you fit in our 4 step pension journey?
We want to help you make a positive difference to your life, no matter what stage you’re at.
Step 1: Joining
You’ve joined the Network Rail Defined Contribution Pension Scheme (NRDC). Find out more about:
- Contributions and tax
- How your pension is invested
Step 2: On your way
Now you’re saving for your future, you should think about:
- Investing and managing your pension savings
- Bringing your pension savings together
- Using our range of tools to help you plan for the future
- Nominating a beneficiary
Step 3: Getting there
You’re 10 years or less from retirement. It is time to make sure your plans are on track:
- Your options for taking your money
- How long your pension savings will need to last
- Reviewing your investment choices
- Checking your State retirement age
Step 4: Arriving
You’re retiring within the next 12 months and starting to finalise your plans:
- Planning your retirement
- Investment decisions at retirement
- Are you ready to retire?
- Your State Pension
Additional support
Helping people navigate later life care
Finding and paying for care is a deeply personal experience – everyone's needs are different. Our friendly and helpful Care Concierge team aim to understand your specific situation and requirements, and help you work out what your options are. Our Care Concierge service is available to you at no cost, so that you can benefit from extensive access to our care experts.
Helpful resources
Planning tools
Our planning tools can help you manage your pension pot. They're here to help you make decisions and work out what's right for you.
Responsible investing
Find out how our investment management business incorporates a responsible investing approach, considering environmental, social and governance (ESG) issues in their investment process.
L&G app
Keep track of your pension anytime, anywhere
Our app puts your workplace pension in your pocket, making it easier than ever to manage your pension whenever and wherever you need to.
The easiest way to manage your pension is through your online account. Once you've registered, you'll be able to see how much is in your pension savings, check how your investments are performing and your fund value. You can also keep important details like your beneficiaries up to date.
Download our app today from the App Store or Google Play.
