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How your pension is invested

When you join the pension plan, the contributions that you and/or Sainsbury's make are invested in either a fund or a lifestyle profile that has been chosen for you. This is called the default investment option.

The default investment option for Sainsbury's Retirement Savings Plan is a Legal & General Target Date Fund. To find out more, please see your Guide to the Target Date Funds or The Target Date Funds video.

Although it’s considered an appropriate choice for most members, the default investment option doesn’t take into account your personal circumstances or future plans. With this in mind, given that you can make your own investment decisions, it’s worth considering whether it’s currently the right place for your pension savings to be invested.

Find out more about investing and for specific details about your funds such as their performance, visit our Fund centre.

If you think you want to make your own investment decisions, visit Your guide to investing for the things you need to consider.

Responsible Investing

Responsible investing involves considering environmental, social and governance (ESG) issues when making investment decisions and influencing positive change in the companies and assets invested in. Find out how a responsible investing approach is used for pensions on our ESG Hub.

Your guide to investing

Some of the things to think about, should you decide you want to make your own investment decisions.

Manage your account

Keeping up to date with your pension savings is easy with our online service, Manage Your Account.