WHAT IS A STOCKS AND SHARES ISA?

TYPES OF STOCKS AND SHARES ISA

We’ve a carefully designed range of funds to choose from, which include the  following types:

• Index-Tracker funds
  An easy and popular way to invest that follows the performance of a particular stock market.
• Actively Managed funds
  A good way to invest in a particular sector or region.
• Multi Manager Funds
  Invest in several funds at the same time. Our fund managers select a number of funds and put them under one unit trust.

See our full range of fund options.

BENEFITS OF INVESTING IN AN ISA

• Invest up to £10,680 using your annual allowance.
• Invest either a lump sum or regular contribution from as little as £500 or £50 per month respectively.
• No personal tax on the income or profit your investment earns.
• No need to include ISA holdings on your tax return.
• No initial charge for online applications.
  (please see Simplified Prospectus for details on charges) 
• We’re one of the largest stocks and shares providers in the UK, managing over £5.7 billion of ISA funds as at August 2011 (Source: Investment Management Association). So, if you choose to invest with us, you’ll be in good company!

Making our investment expertise count

Take the opportunity to invest with a company that really knows how to make the most of your money and take advantage of your ISA entitlement.

Please remember the value of your investments and any income from them may fall as well as rise and you may get back less than you invest. Changes in exchange rates between currencies may cause the value of your investment to fall as well as rise.

The tax efficiency of ISAs is based on current rules. The current tax situation may not be maintained and the benefit of the tax treatment depends on individual circumstances.