What is a stocks and shares ISA?

Types of stocks and shares ISA 

We’ve a carefully designed range of funds to choose from, which include the  following types:

• Index-Tracker funds
  An easy and popular way to invest that follows the performance of a particular stock market.
• Actively Managed funds
  A good way to invest in a particular sector or region.
• Income funds
  Invest in fixed-interest securities such as corporate and government bonds and aim to provide a steady monthly or quarterly income.
• Multi Manager funds
  Invest in several funds at the same time. Our fund managers select a number of funds and put them under one unit trust.
• Junior ISA
  Find out more 

See our full range of fund options.

Benefits of investing in an ISA 

• Invest up to £11,280 using your annual allowance.
• Invest either a lump sum or regular contribution from as little as £500 or £50 per month respectively.
• No personal tax on the income or profit your investment earns.
• No need to include ISA holdings on your tax return.
• No initial charge or withdrawal fees. Additional charges apply. Please read the 'Key Investor Information' documents for more details of the charges specific to each fund.
• We’re one of the largest stocks and shares ISA providers in the UK, managing over £5.9 billion of ISA funds as at January 2012 (Source: Investment Management Association). So, if you choose to invest with us, you’ll be in good company!

Making our investment expertise count

Take the opportunity to invest with a company that really knows how to make the most of your money and take advantage of your ISA entitlement.

Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest. Changes in exchange rates between currencies may cause the value of your investment and the level of any income to rise or fall.

The tax efficiency of ISAs is based on current rules. The current tax situation may not be maintained. The benefit of the tax treatment depends on individual circumstances.