You Decide.

Turn your pension fund into an income for life with a pension annuity from Legal & General.

Choose from a range of payment options and
decide when you want to start receiving your income.


Call 0800 316 8543 for your quote.

An income that increases each year
and will never fall.

Our Non Profit annuity offers you an income for life, which will never fall.

Choosing a fixed income will provide the highest starting income available based on your age, sex and fund size.

Alternatively, choosing an income that increases each year could help protect the value of your income against inflation.

What are my options?          Call 0800 316 8543 for your quote

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Extra Income Based On Your
Lifestyle Health Risks.

You could be offered extra income from your Non Profit annuity based on your lifestyle health risks.

Smoking, high or low weight (body mass index), Type 2 diabetes, high blood pressure and high cholesterol can all be taken into account when you buy your annuity. The more serious your risk(s) the more you could be offered. Read more about these risks.

What are my options?  Call us on 0800 316 8543

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Extra Income Based on Your
Medical Conditions.

You could be offered extra income from your Non Profit annuity based on your current or previous medical conditions.

There are a number of qualifying conditions. The more serious your condition(s), the more you could be offered. 

What are my options?    Call us on 0800 316 8543

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The Opportunity To Benefit From Potential Investment Growth.

Bonuses added to our With Profits annuity could provide you with a higher income than you would get from our Non Profit annuity.

Bonuses aren't guaranteed and income can fall as well as rise but your income will never fall below a fixed percentage of your starting income.

Speak to your financial adviser about our With Profits annuity or find an independent financial adviser .

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Pension annuities.

Non Profit Annuity

Our Non Profit annuity helps you to plan for your future with the certainty that your income will never fall. 

You can choose for your income to remain the same or increase each year.

You can buy direct or through a financial adviser.

Is it right for me?

Non Profit options

With Profits Annuity

Our With Profits annuity offers the potential for higher overall income than that available from our Non Profit annuity.

Bonuses could be paid on investment performance but your income could fall.

You can only buy one through a financial adviser.

Find a financial adviser

Compare our annuities

Enhanced Annuity

We could offer you extra income from your Non Profit annuity if you have one or more qualifying health risks or medical conditions.

Extra income for health risks  

Extra income for medical conditions

three generations together

It Pays To Shop Around

You can choose from a range of annuity providers, products and options but once you've bought your annuity you can't change it. We recommend that you seek financial advice before buying.

Guide To Retirement And Annuities

Buying a pension annuity is an important one-off decision. Our guides aim to help you choose an annuity which best suits your circumstances.

Guide to annuities

Frequently asked questions

Five easy steps to buying

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How much income will I be paid?

Get advice

Why Choose Us?

  • We're a long-standing provider of pension annuities and ranked amongst the FTSE top 100 companies
  • We offer standard and enhanced annuities from as little as £1,000
  • We pay more than £1 billion to over 590,000 pension customers each year.
  • We have further strengthened our financial position in 2009 by increasing surplus capital over and above the minimum level required (by the Insurance Group Directive) from £1.9 billion to £3.1 billion.

Why choose us?

Call 0800 316 8543

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Annuity Plus

We could offer you extra income from your annuity if you have one or more qualifying lifestyle health risks.

Frequently asked questions

We've put together responses to common questions, including how to go about turning your pension fund(s) into a regular income.

FSA comparison tables

You can buy your annuity from any provider. See how we compare by visiting the Financial Services Authority website.