We're one of the UK's most established financial services companies. Here's to another 175 years!

Why choose us?

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We're a leading financial services company and a longstanding pension annuity provider, offering both standard and enhanced products. But why else should you choose us?

We are proud:

  • To be listed on the Financial Times Stock Exchange (FTSE) and to be ranked among the top 100 UK companies (FTSE 100).
  • To pay over 590,000 customers more than £1 billion in pension income each year.
  • To have been named Best Annuity Provider 2008 at the Moneywise pension awards and the Life and Pensions five star rating at the 2008 Financial Adviser service awards.
  • To be a quality all-rounder. As well as our standard rate products, we offer 'enhanced' annuities to customers with one or more lifestyle health risks or medical conditions.
  • To offer both standard and enhanced annuities from as little as £1,000 (after any cash lump sum has been taken)
  • To be innovators in the annuity market having championed the practice of postcode pricing, whereby customers providing us with their postcode could receive a higher income.
  • To say that we are focused on putting customers at the heart of our business, adjusting to your needs and delivering what matters to you.
  • To have further strengthened our financial position in 2009 by increasing surplus capital over and above the minimum level required (by the Insurance Group Directive) from £1.9 billion to £3.1 billion.

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