Stakeholder pension for children.

Our Stakeholder pension is a simple, low cost, tax efficient way to help provide for your child’s future.

It doesn’t matter if you’re a parent, grandparent, aunt, uncle or godparent – anyone can begin putting money aside for a child to help them plan for their future.

Apply online today and you could receive lower management charges on the plan*.

Simple

• Our Stakeholder pension plan aims to build up a fund that’ll provide your child with a pension income when they’re ready to take their benefits.
• You can invest from as little as £20 gross.
• You can stop, start, increase or decrease regular contributions, and pay in single contributions at any time without a penalty.
• You can manage the plan online so that you can see how your child’s pension investment fund is performing.

Choice

• The money you pay into your child's plan is put into one or more investment funds of your choice.
• We offer a wide range of investment funds, so you can select the type of investment and level of risk that suits you.
• You can also change funds online, whenever you choose.

Value

• Our Stakeholder pension plan is great value. We offer a low annual management charge and we reduce the rate of the charge as your child's fund grows.
• Your child may benefit from lower charges when you apply for our Stakeholder pension plan online; it only takes 20 - 30 minutes to complete the application.
• When the child reaches their 18th birthday they will then take ownership of the plan and will make the decisions around its management.

You can find out more about the investment options, charges and risks associated with our Stakeholder pension plan here.

Please remember the following:

• The value of the units that make up their fund can go down as well as up, so the value of their fund is not guaranteed.
• The money you invest in a Stakeholder plan for your child is tied up until they are ready to take their benefits.

*If you apply direct through the website there is no temporary annual management fee (0.2%) if you're investing £15,000 and under on behalf of a child.