Over 50 Life
Insurance

• Premiums from £5 to £75 a month, depending on your age. Choose a premium you can afford to give a cash sum that meets your needs.
• Full cover payable after just one year. If you pass away within the first year, we will refund any premiums paid. However, if you die as a result of an accident then full cover will be paid.
• Guaranteed acceptance with no medical for UK residents aged 50-80. However, it’s important to note that there may be other life insurance products available, which are more suitable and affordable if you are happy to answer health and medical questions.
• Your premiums won’t go up once you’ve taken out Over 50s Fixed Life Insurance.
• Your cover will continue for the rest of your life, even though you stop paying premiums at age 90.
• Flexibility to reduce your premiums if you’ve had your plan for a year and your circumstances have changed you have the option to reduce your premiums. The minimum premium applies.
• You can have more than one Over 50s plan with us, so long as the total cash sum value across all Legal & General Over 50s Life Insurance plans doesn’t exceed £10,000. It’s important to note that if you already have an existing plan taken out on or before 25 November 2017 please refer to your Policy Terms & Conditions for your total sum assured value.

• Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
• This is not a savings or investment product and has no cash value unless a valid claim is made.
• If you stop paying premiums when due, your plan will be cancelled and you won't get anything back.
• The cash sum is fixed, so inflation will reduce it's buying power in the future.
• Over 50s Fixed Life Insurance is not designed to meet the full costs of a funeral, and does not guarantee to do so.
• If you choose to reduce your premiums, your cash sum will also be reduced. 

Please read the key documents before your apply