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How pension saving works

Saving into this pension is a simple, low cost and tax efficient way to save towards your future. 

  • Your plan is set up for you by Argos.
  • You and Argos pay in, and the government helps out in the form of tax relief.
  • The money that you and Argos pay into your plan builds up your pension pot.
  • Your pension pot is invested in one or more of our investment options.
  • The aim of an investment option is to grow the value of your pension pot but this isn’t always guaranteed.
  • Our investment management business incorporates a responsible investing approach, considering environmental, social and governance (ESG) issues in its investment process.
  • You can decide what to do with your money, and how you take it from age 55, whether or not you’ve stopped working.

To help you understand how your Argos Group Personal Pension Plan works, take a look at the Key Features document.

Are there any charges for your new plan?

There are some charges that you pay for your Argos Group Personal Pension Plan - the annual management charge (AMC) for administration of the pension and the fund management charge (FMC). Argos should have let you know what these charges are.

Contributions and tax  >

The government helps out with tax relief too!

How your pension is invested >

Understand how your contributions are invested and what you need to consider.

Take your Midlife MOT >

Midlife can be busy, but it’s the ideal time to reflect on your wealth, work and wellbeing. Our new free course with The Open University will help.

Easily plan your retirement >

Planning your retirement is probably the most important aspect of financial planning for you to consider. Our free course with The Open University will help.