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How pension saving works

Saving into this pension is a simple, low cost and tax efficient way to save towards your future. 

  • Your plan is set up for you by Fiserv UK.
  • You and Fiserv UK pay in, and the government helps out in the form of tax relief.
  • The money that you and Fiserv UK pay into your plan builds up your pension pot.
  • Your pension pot is invested in one or more of our investment funds.
  • The aim of an investment fund is to grow the value of your pension pot but this isn’t always guaranteed.
  • Our investment management business incorporates a responsible investing approach, considering environmental, social and governance (ESG) issues in its investment process.
  • You can decide what to do with your money, and how you take it from age 55, whether or not you’ve stopped working.

To help you understand how your Fiserv UK Group Personal Pension works, take a look at the Key Features document.

Are there any charges for your new plan?

There are some charges that you pay for your Fiserv UK Group Personal Pension - the annual management charge (AMC) for administration of the pension and the fund management charge (FMC). Fiserv UK should have let you know what these charges are.

Contributions and tax  >
How your pension is invested >
Take your Midlife MOT >
Easily plan your retirement >