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How your pension savings are invested

When you join the Scheme, the contributions that you and the Company make are invested in a lifestyle option that has been chosen for you. This is called the default investment option.

The default investment option for the Scheme is the Lifestyle Cash Target. Further information about the Lifestyle Cash Target and lifestyle options can be found within the Lifestyle Investment Options video.

The Lifestyle Cash Target factsheet also provides information about the aims and charges of the funds and lifestyle profile.

Although the Trustees believe this is a suitable choice for most members, the default investment option doesn’t take into account your personal circumstances or future plans. With this in mind, given that you can make your own investment decisions, it’s worth considering whether it’s currently the most appropriate place for your pension savings to be invested.

You’ll also be able to find out more about the default investment option in the Member Booklet.

If you think you want to make your own investment decisions, visit Investing your pension account for the things you need to consider. You can also watch our video on Investigating the Basics of Pension Investing.

Investing your pension savings

Some of the things to think about, should you decide you want to make your own investment decisions.

Online Joining form

This online form should be completed if you wish to join before you are automatically enrolled or do not meet the auto enrolment criteria You can also find a paper version in the document library.

Manage Your Account

Keeping up to date with your pension savings is easy with Legal & General’s online service, Manage Your Account.