Document library

There are plenty of additional documents available to help you understand how your plan works, the benefits it offers, your options at retirement and much more. Click on the links below to open the document you need:

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Useful guides
- Member Booklet - a summary of the scheme that aims to give you key information about your pension plan.
- Auto enrolment guide - explains what auto enrolment means, why you've been auto enrolled into the scheme and what your options are.
- Reviewing Your Pension Contribution - explaining the benefits changing your contributions and the benefits.
- State Pension Changes - explains how the new State Pension might affect you.
- Guide to transferring - explains what to think about when deciding to transfer savings from other accounts to this one and how it works.
- Life after retirement - provides ideas and information on life after you retire.
- Tax year rates and allowances guide - this covers allowances, such as the annual and lifetime allowances, which apply to saving for retirement.
- Leaving the Scheme - explains what happens when you leave the Scheme.
- Facilitated adviser charge guide - you may from time to time require professional financial advice to help you make the most of your savings. We offer you a way of paying your adviser directly from your pot, called a facilitated adviser charge. This guide explains how it works.
- Facilitated adviser charge application form - you should use this form if you want us to pay your adviser charges directly from your pension pot.
Scheme forms
- Online Joining form - complete if you wish to join the KPS before you are automatically enrolled or do not meet the auto enrolment criteria.
- Paper Joining form - complete and return to your payroll department if you wish to join the KPS before you are automatically enrolled or do not meet the auto enrolment criteria.
- Change of contribution form - complete if you wish to change your contribution amounts or pay any additional voluntary contributions.
- Nomination of beneficiary form - Simply log in to Manage Your Account and click on Nominate Beneficiaries to confirm who you'd like your benefits paid to if you died.
- Non-member beneficiary form - A death-in-service lump sum benefit is payable even if you’re not in the Kingfisher Pension Scheme. The benefit is one times basic salary (or two times salary if you joined the company before 1 July 2012). Complete this form to nominate a beneficiary for this.
- SMART Pensions opt in form - complete if you wish to opt in to paying contributions via SMART.
- SMART Pensions opt out form - complete if you wish to opt out of paying contributions via SMART.
Useful links
- Financial Wellbeing - taking control of your money can increase your chance of enjoying a future where you have enough money to spend on what makes you happy.
- Kingfisher Member Presentation - find out more about your pension.

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Explore your pension:

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Explore your pension:

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Explore your pension:

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Document library