Skip to main content

About auto enrolment

Auto enrolment is a government initiative designed to help people save for their retirement. This means that IPSA must enrol you into a suitable pension plan if you meet certain criteria.

How does it work?

  • All employees are assessed for eligibility based on their earnings and age. 
  • If you’re enrolled, you and/or IPSA will pay into your pension pot on a regular basis to help you save for your future.
  • Your contributions are taken automatically from your pay and once you’ve been enrolled you can look at paying in more if you want to.
  • You’ll get a communication confirming that you’ve been enrolled and how much you and/or IPSA will contribute and if those contributions will increase in the future.

For lots of people, paying into their company pension plan is a great way to save for later in life. However, it may not be right for everyone. If it isn’t the right thing for you, you can opt out of the plan online using WorkSave Choice. Your communication will explain how to do this.

Auto-enrolment guide

For a detailed explanation of what auto enrolment is, why you’ve been enrolled and what your options are.

How pension saving works

We know that pensions can seem complicated, and it can sometimes be a bit overwhelming, especially if you’re new to saving.

This isn’t for me

If a workplace pension isn’t right for you, you can opt out of the plan.