Skip to main content

IPSA - MPS' Staff Pension Scheme

Step 3: Getting there

The future you’ve been working towards is on the horizon. Make sure your plans are on track here.

Middle age couple walking dog

You’re 10 years or less from retiring or taking your money. You are starting to think about what your life will look like in the future. There are a few key things you should think about now to make sure your plans are on track. 

  • When you intend to take your money and how long your savings need to last
  • How much you have in your pension pot, and whether you need to make additional contributions to ensure you’ll have enough
  • How you want to receive your pension income or lump sums
  • Whether your investment choices are right for how you want to take your money  

You should take the time to carefully review the options available to you so you’ve got time to make adjustments if you need to.

Watch the video for information about what options are available at retirement and where to get more details about them.


How long your savings will need to last > Life expectancy calculator > How much will you need? >
Older couple walking in woods How much you've saved > Planning tools >
Your options for taking your money > Pension Wise >
Middle age couple on the phone at bus stop Investing as you approach retirement > Approaching retirement guide >