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Tesco Retirement Savings Plan
We want to help you make a positive difference to your savings for retirement no matter what stage you’re at.
Wherever you are in your retirement journey, we're keen to support you. Whether you’re just starting out, already saving and preparing for retirement, or working out how to use your retirement savings account to support your retirement, we’re here to help you in your journey.
Your retirement savings Journey
Step 1: Starting out
You’ve been enrolled into or decided to join the Tesco Retirement Savings Plan. Find out more about:
- auto-enrolment
- contributions and tax
- how your retirement savings account is invested
- opting out
- nominating a beneficiary
Step 2: On your way
Now you’re saving for your future, you should think about:
- investing and managing your retirement savings
- bringing your retirement savings together
- using our range of tools to help you plan for the future
- nominating a beneficiary
Step 3: Getting there
You’re 10 years or less from retirement. It’s time to make sure your plans are on track by checking:
- your options for taking your money
- how long your retirement savings will need to last
- reviewing your investment choices
- checking your State retirement age
Step 4: Arriving
You’re retiring within the next 12 months and starting to finalise your plans by:
- planning your retirement
- clarifying your Investment decisions at retirement
- checking that you’re ready to retire
- understanding your State Pension arrangements
Got other retirement savings?
If so, combining them all in one place could:
- make them easier to manage
- save you money through lower fees
- make you money through better investment options
Our free pension transfer service, My Future Now (MFN), makes it quick and easy to combine your retirement savings.
Combining retirement savings isn’t right for everyone, so please make sure you read our guide to pension transfers.
Remember, if you’ve lost track of old retirement savings, you can use the Government’s Pension Tracing Service to find it.
Your welcome video
Welcome to the Tesco Retirement Savings Plan. Your retirement savings are important for your future. Watch your welcome video below to find out more.
Video transcript (PDF 31KB)
Additional support
Managing your savings in uncertain times
Times of uncertainty in our lives and around the world can create instability and market turbulence that can affect our finances. If you would like to understand more, visit our financial wellbeing hub, Go&Live which provides you with information, tools and step by step guides to help you with life’s changes.
Helpful resources
Planning tools
Our planning tools can help you manage your retirement savings account. They're here to help you make decisions and work out what's right for you.
Responsible investing
Find out how our investment management business incorporates a responsible investing approach, considering environmental, social and governance (ESG) issues in their investment process.
Make changes – current colleagues
If you want to make changes to your plan, you can do this by logging in to 'Our Tesco'.
Make changes – former colleagues
If you want to make changes to your plan, you can do this by logging in to Manage Your Account. You’ll also be able to contact us through our Secure Message Centre.
