The Funeral Plan.
"I want to ensure my funeral costs are covered"
If you're looking for a sensible and practical way of planning for the future, then the Funeral Plan could be just what you're looking for.
Our Funeral Plan will cover the costs of a traditional cremation funeral when you die. The benefit from your funeral plan will be paid directly by us to Dignity, a funeral service provider. Dignity will then arrange the funeral through their network of funeral directors. If you prefer to have a burial then the plan will provide a contribution towards your funeral costs. Read more about Dignity and the service they offer.
We offer guaranteed acceptance to those aged 50 to 80 with no health or medical assessment when you apply.
How it works
Your premiums will increase by 1.5% for every 1% increase in your benefit. Your benefit and premium will be reviewed each year, and we will write to tell you of any changes at least three months before.
If you want, you can decline the review at any time and in this case, the benefit and premium will remain fixed at the value at that time and will still be paid out to Dignity when you die. This will be used as a contribution towards the full cost of a funeral.
Please remember that once you’ve declined the review, you won’t be able to restart the increases.
Dignity’s Guarantee
Even if cremation funeral prices rise beyond inflation in the future, Dignity still guarantee to cover the increased costs, providing you don't decline the annual review. In the unlikely event that the retail cost of funeral services falls below your benefit amount, the difference will be paid back to your estate. Any amount paid back to your estate following the payment for your funeral arrangements may be subject to Inheritance Tax.
You can read more about the Over 50s Funeral Life Insurance Plan in the policy details section.
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The Funeral Plan
0800 316 8435
8am to 8pm Monday to Friday
9am to 5pm on Saturday
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