Help me choose.

Let us help you choose the right plan for you...

If you're having trouble deciding which plan may be right for you, use our decision tool below to point you in the right direction.

Please remember that our Over 50s Life Insurance Plans are available to those who are aged 50 to 80 and a UK resident.

Although the tool below may help you decide which plan is right for you, this does not constitute financial advice. If you're still unsure which product to choose, please contact your Independent Financial Adviser (IFA) or contact our advisers on 0800 316 4679*. Please check with your IFA first whether they charge a fee for their advice.

*Opening hours are 9:00am to 6:00pm Monday to Friday. We may record and monitor calls.


Or call us now on
0800 316 8435

8am to 8pm Monday to Friday
9am to 5pm on Saturday

We may record and monitor calls and call charges will vary.
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Visit our Contact Us section for useful telephone numbers, email and postal addresses.

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The Fixed Plan

Designed for those on a budget as the premiums and cash sum are fixed and will never increase once the plan starts. Premiums start from £8 a month, depending on age.

The Increasing Plan

Designed to protect your cash sum against inflation. The plan is reviewed each year in line with the change in the Retail Prices Index. Premiums from £8 a month depending on age.