Ensure life goes on with life insurance

Life Insurance

  • From £6 a month
  • 5 Star Rated cover
  • UK's No 1 Life Insurance provider*
Find out more
Read our life insurance reviews

Ensure life goes on, with Life Insurance

What if the unthinkable happened to you? Life insurance is there to ensure the life you’ve built together goes on. From keeping the roof over their heads, to paying the ever-increasing bills, life insurance means you can keep providing the things that really matter after you're gone.

A provider you can trust, now and in the future. No-one covers more families in the UK than us* (based on new life insurance sales). And with fixed monthly premiums unless you make any changes to your policy, you’ll always know exactly how much you’re paying – no surprises.

Some great reasons why to choose us:

  • Premiums from only £6 a month depending on your individual circumstances
  • 5 Star Defaqto rated cover, the highest rating possible!
  • Voted Life Insurance Provider of the Year (direct) – 2020-2023**
L&C logo for campaign

If you would prefer to receive advice to help find the right products for you please call London & Country on: 

0808 291 3327

8:30am to 8pm Monday to Friday. 9am to 1pm Saturday. We may record and monitor calls


Ready to continue your application?

If you need to take a break in the middle of your application, please take a note of your reference number to allow you to pick up where you left off. (Begins with “AN” followed by 8 numbers – e.g. AN12345678)

With your reference number you'll then be able to log back into My Account and pick back up your application to complete.

Types of cover

Mother and baby

Life Insurance

Your chosen cash sum could be paid out if you die during the length of the policy. It could be used to help protect the family's lifestyle and everyday living expenses or help to pay the mortgage.

Family standing in their door

Decreasing Life Insurance

Designed to help protect a repayment mortgage so the amount of cover reduces roughly in line with the way a repayment mortgage decreases. Meaning your loved ones could continue to live in the family home without worrying about the mortgage.

Life Insurance cover details

What's covered?

  • You'll be covered if you die or if you're diagnosed with a terminal illness (with a life expectancy of less than 12 months) within the length of the policy.
  • You choose how much cover you need and how long you need it for.
  • Premiums are guaranteed and will not change unless you make changes to the policy.
  • Additional benefits are included at no extra cost, such as Free Life Cover and Accidental Death Benefit. Terms and conditions apply.
  • You have the option to add Critical Illness Cover at an extra cost when you take out your life insurance policy. 

Please read the key documents before you apply:

Things you need to know

  • This is not a savings or investment product and has no cash value unless a valid claim is made.
  • If you stop paying premiums when due, your plan will be cancelled and you won't get anything back.
  • You won't be covered within the first year of the policy if you die as a result of suicide or intentional and serious self-injury, or an event where, in our reasonable opinion, you took your own life.
  • You won't be covered if your terminal illness does not meet our definition. See the Policy Booklet PDF(3.2MB) for more information.
  • If your life insurance is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you make sure your amount of cover is adjusted to match any new mortgage arrangements. If you take out Decreasing Life Insurance you should also check that the interest rate on your mortgage does not become higher than the rate applied to the policy. The rate will be shown in your Personal Quote or the Policy Booklet.

Ready to help protect your family?

Why choose Legal & General

Number one rosette

The UK's No.1 Life Insurance Provider

*Based on new individual Life Insurance sales in 2022, Term & Health Watch report 2023, Swiss Re.

Four times winner - Moneyfacts

Award winning cover

**We've been crowned 'Life Insurance Provider of the Year (Direct)' for the 4th time at the 2023 awards.

Defacto expert rated

Expert rated

5 Star Defaqto rated cover, the highest rating possible!

What our customers are saying