Investment solutions
We draw on industry-leading expertise to innovate constantly across public and private assets, index and active strategies. Our approach is underpinned by our commitment to responsible investment, which you can read more about on our responsible investing web page.
With your advisers, we can create a range of investment solutions for your members from a more balanced range of investment options. Adviser-specific lifestyle profiles, additional funds or blended funds can also be considered.
Responsible investing, in our view, is essential to mitigate risks, unearth investment opportunities, and strengthen long-term returns for clients.
We continue to take steps to embed the principles of responsible investing across our entire business, through the integration of active ownership, long-term thematic analysis and ESG integration.
We believe that well-governed companies that manage all stakeholders, including the environment, are more likely to deliver sustainable long-term returns. We view the consideration of ESG issues as part of risk management, and therefore part of fiduciary duty.
You can read more about our Investment Stewardship team's practices, and access our latest Active Ownership and Climate Impact Reports on our responsible investing website.
The future success of the UK economy is dependent on companies and shareholders making the correct long-term business decisions. L&G consistently campaigns for improved transparency particularly in ESG performance. We help people build better and more secure lives. The 2023 InfluenceMap report on asset managers and climate change found that we continue to show the most robust engagement with companies.
Please visit our member ESG hub to see how we help members to understand how their pension contributions are used to invest in companies that can be affected by ESG issues.
A range of investment options available to LGPS members and their advisers can be used to create a suitable suite of fund and lifestyle choices for AVC members.
Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested.
Once L&G has received and accepted the transfer value payments they cannot be returned.
The value of the benefits payable on the member’s death may be lower than those that would have been paid under their scheme.
The value of the units which make up a member’s fund can go down as well as up, so the value of their fund is not guaranteed. It is particularly important for a member to remember this if they are close to taking their benefits.
The fund or funds the members are invested in will have specific risks. These risks are described on the fund factsheets which you can view at legalandgeneral.com/investwbop
The law and tax rates may change in the future.