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Boost your savings

Finding extra money to put into your Lifestyle Account can be difficult. Even if it’s only a little bit more, increasing your contributions can boost your savings and help you to afford the lifestyle you want in retirement.

We’ve created a useful tool to help show you where your money goes and where you could look to make small changes to free up a bit of extra cash. Even what seems like a small amount now can make a big difference over time.

Once you know what you can afford to save, the next thing you should think about is how much you might need in retirement. Have a look at How much will you need? to work out the level of income you might need in retirement.

If you do decide that you would like to boost your savings, you can:

  • Change the level of your Ordinary Contributions
  • Make Extra Contributions or Additional Voluntary Contributions
  • Transfer in your other pension accounts so that you have everything in one place.

To find out more about changing your contributions please go to the What contributions are paid into the Lifestyle Plan? section.


There is something called an annual allowance, which is the maximum amount that can be paid into a pension every year without incurring a tax charge. See our Tax and Allowances booklet for more information on this.