
Step 1: Pension basics
You’re on your way to a brighter financial future. Learn more about your pension plan here.

Wherever you are in life, whether you’ve been saving into a pension for a while or are only just starting out, we’re here to help.
You’ll have some things to think about and some decisions to make. The information provided in this section is a great place to start to make sure you know what the IBM Pension Plan has to offer and how pension saving works.
Watch the video for information about how to save for the retirement you want, as well as how to keep track of your savings.
More in this section

We know that pensions can seem complicated, and it can sometimes be a bit overwhelming, especially if you’re new to saving.

If the Plan isn't right for you, you can opt out or transfer elsewhere.

Keeping up to date with your pension savings is easy with our online service, Manage Your Account.