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Create your future with SAUL Start

Where are you in your pension journey?

This site is all about SAUL Start – your pension for the first three years of SAUL membership.

If you’re in SAUL for more than three years, you’ll also build up a different kind of pension based on your salary.

The pension journey

Step 1: Joining

You’ve been enrolled or joined SAUL Start. Find out more about:

  • Joining SAUL
  • Contributions and tax
  • How your pension pot is invested
  • Opting out

Step 2: On your way

Now you’re saving for your future, you should think about:

  • Investing and managing your pension savings
  • Using our range of tools to help you plan for the future
  • Nominating a beneficiary

Step 3: Getting there

You’re 10 years or less from retirement. It's time to consider:

  • Your options for taking your money
  • Reviewing your investment choices
  • Checking your State Pension age

Step 4: Arriving

You’re retiring within the next 12 months and starting to finalise your plans. You should consider:

  • Planning your retirement
  • Investment decisions at retirement
  • Are you ready to retire?
  • Your State Pension

Helpful resources

Document library

A list of documents available to help you understand how your plan works.

Responsible investing

You can find out more about how the money from your pension is invested to make a difference on our Environment, Social and Governance Hub.

Manage Your Account

If you want to make changes to your plan, you can do this by logging in to Manage Your Account. You’ll also be able to contact us through our Secure Message Centre.

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Get in touch

If you need help, you can call or email us (please note call charges will vary, we may record and monitor calls. If you’re contacting us by email, remember not to send any personal, financial, or banking information. Email is not a secure method of communication).