How your pension is invested

When you join the pension plan, the contributions that you and your employer make are invested in the default investment option that has been chosen for you.

The default investment option for SAUL Start is SAUL Start Default Lifestyle. The SAUL Start Default Lifestyle factsheet provides information about the aims and charges.

Although it’s considered a suitable choice for most members, the default investment option doesn’t take into account your personal circumstances or future plans. With this in mind, given that you can make your own investment decisions, it’s worth considering whether it’s currently the most appropriate place for your pension savings to be invested.

For more information on your investments, see the Investment Guide.

If you think you want to make your own investment decisions, visit Investment guide - your pension pot for the things you need to consider.

You can find out more about how the money from your pension is invested to make a difference on our Environment, Social and Governance Hub. For information about SAUL’s approach to responsible investment, visit the Document library.