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If your plans change

There are many reasons why your plans for the future can change:

  • Maybe you’re not quite ready to stop work
  • Perhaps you have other income or savings you can rely on
  • Maybe you don’t feel that you are in the right financial position to take your money, instead you want to keep working and paying into your Lifestyle Account.

Whatever your reasons, if you decide that it’s not the right time, you can change your Target Retirement Age.

Changing your Target Retirement Age
You can adjust your Target Retirement Age (TRA) to bring it in line with your new plans – whatever is right for you. The earliest you can usually choose for your TRA is your 55th birthday. Although if you joined the Plan before 6th of April 2006 you will have a protected retirement age of 50. Either way you can make a change to your TRA by completing the Target Retirement Age form  or contacting us by telephone on 0345 678 0297.

Changing where your Lifestyle Account is invested
If your plans or circumstances have changed, you may want to consider whether the way in which your savings are invested is still right for you.

Your options from age 55

You have the flexibility to decide when and how to use your savings.

Get in touch

If you have any questions and want to talk to us about your Lifestyle Plan, get in touch.

Manage Your Account

Keeping up to date with your Lifestyle Account is easy with our online service, Manage Your Account.

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