Are you looking for life assurance to help protect your loved ones?
Do you want to help make sure they’re protected should the worst happen?
Our life assurance plans can provide just the cover you’re looking for, from as little as £6 per month. We have two types of cover:
- Level term assurance allows you to choose the amount of cover you need and the length of time you want to be insured for. Your premiums will never change so you always know what your monthly premiums will be, allowing you to budget with confidence. Unless you choose to exercise your guaranteed insurability option.
- Another option is decreasing term assurance, available under mortgage life insurance. This is where your chosen amount of cover decreases over the period of cover. This can be taken out to cover a repayment mortgage because the amount of cover decreases roughly in line with the outstanding mortgage amount.
You might be interested to know that when you take out life insurance with us, you have the option to pay your premiums monthly or annually. If you decide to pay annually you will receive a discount, giving you cheaper life insurance. Find out how much you could save.
Extra cover options
When you apply for a life assurance policy with us, if eligible, you can choose to add on extra cover options, for added peace of mind and protection. These extras are:
- Critical illness cover - which pays out your chosen amount of cover if you're diagnosed with one of the specified illnesses and are eligible to claim during the policy term.
- Waiver of premium - which means you don't have to pay any premiums if you suffer incapacity caused by illness or injury that stops you working for more than 26 weeks.
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