Life assurance.

Family in living room

Give your loved ones the protection they deserve from only £6 a month.

No one knows what the future holds, but if you were to die, how would your family cope financially? Could they pay the mortgage and other household bills? What about childcare costs? Having enough life assurance in place could help ease the financial strain on your family at an already difficult time.

Our life assurance at a glance

Cash sum Your chosen cash sum is paid out if you die during the length of the policy. It could be used to help pay the mortgage or help protect the family's lifestyle and everyday living expenses.

Use our life insurance calculator to help you decide how much cover you may need.
Fixed premiums Your premiums won't go up, unless you alter your policy, so you'll always know how much you're paying.
Critical Illness Cover Can be added at an additional cost when taking out life assurance. It could pay out your chosen amount of cover if you're diagnosed with one of our specified illnesses during the length of your policy. Learn more about Critical Illness Cover.
Additional benefits At no extra cost, we include additional benefits such as Terminal Illness Cover, Accidental Death Benefit. Learn more about these additional benefits.
Second Medical Opinion service

An independent Second Medical Opinion service is available in the event of a terminal illness claim. This service offers a face to face medical consultation with a Consultant Specialist and a supporting medical report. Any alternative diagnosis may be used to support a claim.

Important information

Please be aware that life assurance is not a savings or investment product and has no cash value unless a valid claim is made.

Please read our Key Features Document (PDF: 103KB)   before you apply.

Get a quote and apply online today. You'll get an instant online decision.

Why choose us?

  • We are the UK's number one individual Term Assurance provider*.
  • In 2014 we helped over 5,700 people by paying out 98.3% of life cover claims
  • We already have over nine million customers in the UK who trust us with their financial needs

*Swiss Re Term & Health Watch Report 2015. Based on new individual term assurance sales in 2014.

Get a quote online

Or call us on
0800 316 5591
8am to 8pm Weekdays
9am to 5pm Saturday

We may record and monitor calls.

Looking for Home Insurance?

We have two great products to suit different needs, Extra and Essentials. Whichever option you choose, you'll get the same great service from a name you can trust.

Learn more about our Home Insurance

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Placing your life insurance policy in trust can also help protect against Inheritance Tax. Visit our Trust Hub for more information.

I need to make a claim

We aim to manage all of our claims with compassion and competence. To ensure we are able to do this our claims staff are trained by the Samaritans.

Other Insurance Products

We have a great range of insurance products to offer you, such as Home, Car and Pet Insurance.