Life insurance
additional benefits
Additional benefits included with your policy
When you choose our Life Insurance or Decreasing Life Insurance, you'll get a range of additional benefits at no extra cost, including Terminal Illness Cover and Accidental Death Benefit and Free Life Cover.
You'll also have access to flexible policy options and practical support services, giving you and your loved ones extra reassurance alongside your cover.
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Accidental Death Benefit
Covers you for accidental death while we process your application, helping protect your loved ones from day one.
Terminal Illness Cover
If you're diagnosed with a terminal illness which meets our definition and have a life expectancy of less than 12 months, Terminal Illness Cover could pay your cover amount early, helping you and your family focus on what matters most. A terminal illness claim cannot be made after the death of the person insured.
Free Life Cover
We offer free life cover between exchange of contracts and completion of your property purchase. In Scotland we provide the free cover from when you complete missives for your chosen property until the date of entry.
Making changes to your policy
Your circumstances can change over time, so you may want to make changes to your policy. Depending on your policy terms and conditions, you could adjust things like your cover amount, length of policy or payment frequency between annually and monthly. In certain situations, you may also be able to increase your cover without having to complete a full application again.
Additional benefits with Critical Illness Cover
If you choose to add Critical Illness Cover to your Life Insurance or Decreasing Life Insurance for an additional cost, you'll also get access to additional benefits designed to offer extra support.
Children’s Critical Illness Cover
Automatically included when you add Critical Illness Cover, terms and conditions apply.
Accident Hospitalisation Benefit
Included with Critical Illness Cover at no extra cost, this could pay £5,000 if you’re admitted to hospital with physical injuries immediately following an accident for at least 28 consecutive days.
Key documents for new customers
If you are an existing customer please refer to your policy documents for details of your cover.
Want to learn more about life insurance?
Explore our Life insurance options and see how it could help protect the people who matter to you.
£100 welcome gift card after you take out cover
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