Equity release calculator
This calculator helps you see how much equity you could release with a lifetime mortgage, a loan secured against your home. We'll ask you to register your details to show you the calculation, then give you a call.
How to use this calculator
- If you want a joint lifetime mortgage use the age of the youngest applicant
- Once you have your result you can keep using the calculator to see the different ways you could release the money
Register your details...
To find out how much you could receive, and to get a call back to discuss the product details, please complete the form. You can also provide your email address if you'd like to opt in to receiving emails about our products and services.
We'll never share your details with third parties for their own marketing purposes. Details of how we process your information can be found in our privacy policy. You can opt out of marketing at any time by emailing LGFAoptout@landg.com
Good news!
Based on the information supplied, you could release the amount you specified:
The maximum amount you could release is:
This is an estimate of the amount you may be able to release. The amount you can release depends on your property and individual circumstances.
Based on the information supplied, you could release up to:
This is an estimate of the amount you may be able to release. The amount you can release depends on your property and individual circumstances.
Thanks for submitting your details. We'll be in touch soon to discuss your lifetime mortgage options.
Now that you know how much you may be able to release, why not take a look at your options for releasing the money. You can continue your journey by choosing to personalise your lifetime mortgage below.
Interest is charged on the loan, plus any interest already added. So, the amount you owe can increase quickly over time. There may be cheaper ways to borrow money.
Step 1 / 3
How would you like to receive your money?
There's more than one way to release your money with one of our Lifetime Mortgages.
A lifetime mortgage will reduce the equity left in your home and the value of any inheritance. A lifetime mortgage is usually repaid when the last borrower dies or moves out of the home and into long term care.
Step 2 / 3
Your options for taking a lump sum
Depending on how you need the money, you can receive it as a one off cash lump sum or as a series of smaller cash sums as and when you need it. The option to take lump sums in the future is not guaranteed and will depend on whether you're still eligible to borrow more money.
There's an option to pay the interest off as you go. Ask our Customer Service Agents for more information.
You may be able to borrow between and
Total you've chosen below:
Total remaining:
Step 2 / 3
Your options for a regular income
If you're interested in a regular income, you can select this to be paid for a set number of years.
Once the fixed income term ends the monthly income will stop but interest will continue to roll up until the lifetime mortgage is repaid.
Over how many years would you like your income to be paid?
Though you've chosen a regular income, you have to take an initial lump sum of at least £2,500. You can take more than this. It's your choice.
You've chosen a and an initial lump sum of . That means you could receive a monthly income of up to for .
Step 3 / 3
You're interested in a lump sum of
This is an estimate of the amount you may be able to release. The amount you can release depends on your property and your individual circumstances. Taking a lifetime mortgage could affect your eligibility for state benefits.
You're interested in a series of lump sums
This is an estimate of the amount you may be able to release. The amount you can release depends on your property and your individual circumstances. Taking a lifetime mortgage could affect your eligibility for state benefits.
You're interested in a regular income
This is an estimate of the amount you may be able to release. The amount you can release depends on your property and your individual circumstances. Taking a lifetime mortgage could affect your eligibility for state benefits.
Next steps
We'll be in touch shortly if we haven't already called. In the meantime, consider these products.
Interested in a lifetime mortgage?
A lifetime mortgage is a type of equity release. Find out more about whether you're eligible for a lifetime mortgage, and what sort of lifetime mortgages are available, below.
Is a lifetime mortgage right for you?
A lifetime mortgage is a loan secured on your home. To be eligible for a lifetime mortgage:
- You'll need to be age 55 or over.
- You'll need to be living in (or buying) your own home with either a small or no mortgage.
- Your home must be worth at least £100,000.
If you'd like to discuss whether a lifetime mortgage is right for you, call one of our specialists on 0808 301 70440808 301 7044. We'll be happy to help with any questions you might have.
Things to consider
- Interest is charged on the loan plus any interest already added. This means the amount you owe will increase quickly over time.
- A lifetime mortgage will reduce an inheritance and may affect your entitlement to means-tested benefits.
- You can stay in your own home and you will never owe more than it's sold for (subject to terms and conditions).
- If you give the money away, the recipient may have to pay inheritance tax in the future.
- You may have cheaper ways to borrow money.
Our lifetime mortgages
Choose the type of equity release that's right for you, from our selection of lifetime mortgages

Flexible Lifetime Mortgage
If you'd like to take a lump sum, or a series of lump sums, and pay nothing until you die or move into long term care, select this option.

Optional Payment Lifetime Mortgage
If you'd prefer to take a lump sum, or a series of lump sums, and pay off some or all of the interest, this could be right for you.

Income Lifetime Mortgage
Or, if you'd like to have an income paid for a fixed term rather than a lump sum, take a closer look at our Income Lifetime Mortgage.

Call us about equity release
To speak with us about your equity release options, call the number below.
For any other enquiries please get in touch via our contact us page
Monday to Sunday 8:30am - 8:00pm
We may record and monitor calls
Need help?
Making decisions about how to finance your retirement is important so it’s worth making use of the guidance and advice services available.
Retirement guidance

Equity Release Council
Legal & General Home Finance Ltd is a member of the Equity Release Council, a trade body setting standards for providers. Take a look at their consumer brochure for more details.
Contact us about equity release
To discuss our Lifetime Mortgages, a loan secured against your home, and if they're right for you.
Call us on:
0808 115 8129
Monday to Sunday 8.30am to 8.00pm
We may record and monitor calls
Get independent advice
You can't take out an equity release product unless you have taken financial advice. Find out how to access independent legal and financial advice.